PYV Limited - Over 30 years of providing Professional Indemnity and Related Services

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Why you should get a Professional Indemnity (PI) insurance quotation from PYV and how to apply

Office Combined Insurance

Directors' and Officers Liability and Employment Practices Insurance (EPL)

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At PYV, understanding the needs of IFAs and Mortgage Consultants is our business, that's why we have partnered with Hiscox, a leading insurer of UK professionals to now provide you with a quality office insurance called Office Combined. The policy is very competitively priced and quick and easy to arrange.

10% saving for all IFAs / Mortgage Consultants	The PYV/Hiscox Office package is designed to provide you with a broad range of office insurances - all under one policy and one premium with minimum fuss. And, as an IFA/Mortgage Consultant you receive a 10% saving off the premium which means you can pay as little as £31.50 a month inclusive of insurance premium tax (IPT).
Office insurance made easy	The policy is simple and easy to arrange with only a one page form to complete. What's more, there may be no need to renew your insurance each year. It's a continuous policy, so unless you've had (or make) a claim or your business changes materially you needn't worry about it. There's no need to tell us every time you buy a new piece of equipment, unless you move premises or need a higher level of cover.
Why choose PYV and Hiscox?	This package provides an extraordinary level of cover with wider protection than many other office insurance policies. It has been designed specifically for small to medium sized professional business needs whether the business is based in an office (rented or owned) or at home. All risks cover - your business property is protected against damage or loss whilst away from your business premises Broad theft protection - no need to prove forcible entry Automatic cover for personal effects - including the belongings of employees and visitors to your office up to £5,000 Wide definition of contents - including glass, money and electronic business equipment such as computers, fax machines and telephone systems Computer breakdown cover - up to £5,000 for no additional premium Worldwide cover for portable equipment - this includes laptops and mobile phones stolen from a locked vehicle Automatic cover for employee dishonesty - up to £25,000
Choosing your cover - set course or a la carte?	There are two choices of pre-packaged policies (Options 1 and 2 in the table on the proposal form) where the limits are pre-set - it's easy as ticking a box. If you would prefer to create your own tailored package, Option 3 allows you to choose the amount of protection you want for each cover available with the package. We aim to provide you with a quote the same day or next business day from when we receive your proposal form. There is also the option to extend protection to include cover for your Buildings.
Need more excuses to switch?	Monthly direct debit - interest free (a saving of up to 6% compared to other insurers) Plain English documentation- so you know exactly what's covered and what isn't Claims service guarantee - to deal with any claim quickly and efficiently 24hr claims assistance line - for when a problem occurs out of working hours
Start arranging today - its quick and easy	To get the process started, simply complete the proposal form and direct debit mandate and fax back to us on 0207 626 3406. If we don't receive the original direct debit mandate you will also need to call 0870 402 3343 (Mon - Fri, 9.00am to 5.00pm) to confirm your direct debit details. Or, just post the originals to us.
Proposal Form	Alternatively, for more immediate service, please contact Lindsey Lloyd on 0207 626 6789 (Mon - Fri 9am to 5.15pm) or email lindsey.lloyd@pyv.co.uk to request a quote or a confirmation of terms either same day or next business day.
Statement of fact:	In line with standard market practice, please see the attached 'Statement of Fact' which, along with all information you or anyone on your behalf provides, is incorporated into and forms the basis of the policy. Please note, in the rare circumstances that the information you provide falls outside of options 1, 2 or 3, we will advise you accordingly.