Over recent years the areas covered by business & management consultants has increased dramatically with the market now worth in excess of £9 billion. Clients are widening the scope of the areas on which they seek advice with consultants being contracted to assist all the way through from an overall strategy to the practical implementation. As organisations increasingly rely on the advice of specialist, external consultants rather than retaining the relevant skills in house, the potential for negligence claims against those consultants also rises.

This trend is being reflected by the number of negligence claims being made against consultants; historically such claims have been very rare & professional indemnity premiums have been kept low but in recent years complaints have been becoming more common. As this trend continues it is crucial to ensure that you have adequate professional indemnity cover and having an experienced broker who can provide a tailored service specific to your firm’s needs is an essential part of achieving this.

Our Products and Services

As an independent Lloyd’s broker with over 35 years of experience, we are well placed to negotiate terms on your behalf but as a family-owned firm we can still provide the personal service that you need from an insurance intermediary. Although we specialise in Professional Indemnity we have also built up a range of complimentary commercial insurance products so that we can meet all your firm’s needs.

Professional Indemnity (otherwise known as errors and omissions)

Ensuring you have sufficient Professional Indemnity insurance in place should be a key part of your risk management strategy. Negligence claims can not only cause a one-off financial loss but can also disrupt business relationships and adversely impact your reputation.

Potential Risks: The scope of possible claims against consultants is ever increasing, with potential exposures including failing to hit predicted targets, non-compliance with regulatory guidelines or a loss of data from a new computer system. Ensuring you have appropriate PI cover can not only protect your balance sheet but a swift resolution to a claim could save your business relationship and reputation within the market.

Office Insurance

We have an arranged an exclusive Office Combined scheme for our clients to ensure all their property is fully covered.

• Offers a broad coverage on office content against theft, loss and breakdown
• Policy also includes employers liability and public liability

For more information on our Office Insurance click here

Directors’ & Officers’ (D&O) Insurance

• Covers the Directors and partners from claims made against them in their capacity as a company executive.
• Covers defence costs as well as damages awarded
• Policies can include cover for breach of duty, contract and warranty defamation, misleading statements etc.

For more information on Directors’ and Officers’ Insurance please click here

Management Liability Portfolio (MLP)

• The policy includes D&O, Employment Liability Cover and Corporate Legal Liability

For more information on our Management Liability Portfolio Insurance click here

Although these are the main policies most firms require, if you have any additional insurance needs (Keyperson Insurance, Employee Crime, etc) we are also able to assist you with these requirements.

The above products and services will be subject to individual policy terms and conditions.